51 Reality Checks From “Personal Finance For The Financially Challenged”

Google "how to save money" and you'll get 3,740,000,000 results, promising you will be able to save up for any purchase if you just give them a click and scroll through their ads. Oops, I mean, text. Move over Jerome Powell, nowadays even teenage TikTokers are experts on macro and micro economy. Or are they?

The members of the subreddit Poverty Finance: Personal Finance For The Financially Challenged don't think so. And when you look at their content, it becomes pretty difficult to disagree with them. These Redditors share actual financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. Oh, and they also torch pseudo financial gurus, burning their out-of-touch content to a crisp. My favorite.

So this time, as an introduction to the online community, we'll focus on the jokes and memes they've collected since getting together in 2018.

#1 Being Poor Is Expensive

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#2 Being Poor Is A Choice? If You Play By The Rules You'll Be Safe? Really? Tell That To Him

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#3 Stress

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#4 Just A Holiday Reminder

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#5 Pretty Much

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#6 Had A Good Laugh At This

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#7 So True It Hurts

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#8 Financial Health Is The Best Form Of Therapy

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#9 What A Lot Of "Frugal Bloggers" Don't Realize

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#10 To Be Honest

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#11 I Felt That While I Laughed

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#12 Poverty Marriage

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#13 It’s Not That Hard

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#14 *Sad Noises*

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#15 Ain’t That The Truth

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#16 I Know Many Of Us Are Taking Responsibility For Our Part, But...

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#17 Big Poverty

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#18 I’ve Never Felt More Prepared

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#19 Can Anyone Explain Where My Starbucks Money Is Going?

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#20 Game Stop Stock

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#21 Overdraft Fees Cripple People Already Struggling Financially

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#22 "Poor People Are Just Bad At Saving Money"

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#23 So True

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#24 Two Ways

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#25 How I Feel About Overdraft

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#26 Oof

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#27 It’s Fine, I Didn’t Want To Have Fun Anyway

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#28 Money Saving Tip!

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#29 Can’t Shame Poor People For Wanting Nice Things Too

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#30 Well, It's Technically A Phone Number...

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#31 Here’s How To Pay Off Your Debt

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#32 It'll Ruin The Day

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#33 One Star

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#34 Not Big On Dave Ramsey But This Is Solid Advice On Car Buying

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#35 This Hit Close To Home

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#36 This Hit Me Hard

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#37 Save Half Your Paycheck, Regardless Of Whatever Else You Have To Pay For, Regardless Of What You Earn, I Guess

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#38 It Never Ends

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#39 Breaking News! Millennials Are Still Poor

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#40 Paying Rent With Cash Really Puts The Cost Of Living Into Perspective For Me

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#41 It's Time For A New Loan

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#42 Finally Figured It Out

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#43 Me, Organizing My Finances

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#44 It Never Ends

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#45 Amirite

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#46 It’s Almost Offensive, Right?

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#47 In Trying Times Like These, It's Important To Remember This Advice

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#48 Santa Won’t Bring Me Rent Money

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#49 Feels Bad

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#50 He Gets It

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#51 And It Also Doesn't Have Debt

Image credits: InAFloodplain